Sometimes I wonder if he married me for monetary reasons. Neither one of us uses the joint account unless it is to send money to each other for a bill. He opened a different bank account because I would not take my name off of the joint account per his request, but he kept his name on the joint account. I work and can draw Social Security next year when I turn 65. My husband is retired with a good “for life” pension and Social Security. Am I selfish to not put him on the title? I have kids, too: two adult boys who are stable and homeowners. I can only speculate that he wants to leave it to his adult kids who are always milking him for money or for a safe haven if we divorce. I really do not know why he is holding on to it. Plus, he told me that his house was not considered “our” house because I never made a mortgage payment on it. It is important to me to hold the title because he is not contributing any money to the purchase and the fact that he has a house in a different state (not where we moved from) that he purchased years before we dated/married and he has chosen not to sell or rent.
With my new job, my income is enough to purchase a house by myself.
“‘We tried to purchase a house twice together and both times it was his late payments that caused the purchase to fall through and my income alone was not enough.’ ”